Ally

Ally

Ally

Bank

Monthly fee

$0No monthly maintenance fee, no overdraft fee, and no minimum balance.as of Oct 30, 2026 source

APY

0.10%Spending account balances under $15,000. Balances of $15,000 or more earn 0.25% APY. Rates are variable.as of Oct 30, 2026 source

Sign-up bonus

Noneas of Oct 30, 2026 source

Min. deposit

$0as of Oct 30, 2026 source

• No monthly fee
• No overdraft fee
• Up to $10 ATM fee reimbursement a cycle