Personal account

BusyKid

Monthly fee, APY, bonus, and minimum deposit are copied from the provider's page, with the date we checked.

Reviewed by Jason Keyz. Facts checked Nov 13, 2026.

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Best for A prepaid kids' card with chores and allowance

BusyKid

Fintech (banking by Pathward, National Association)

Monthly fee: $4BusyKid's kids debit card page says $4 a month, billed annually, for a child. The page says other card fees can apply and points to the card terms. It does not print those other amounts.as of Nov 13, 2026 source

Visa prepaid card for kids
Allowance and chores
$4 a month, billed annually

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What we have verified

Bank or fintech: Fintech. A partner bank provides the banking services unless the provider's own site says otherwise.
In the provider's words: The BusyKid Visa Prepaid Card is issued by Pathward, National Association, a FDIC-insured depository institution, pursuant to a license from Visa U.S.A. Inc. Neither Cliq nor BusyKid are banks.as of Nov 13, 2026, source
Partner bank: Pathward, National Association
Deposit insurance: BusyKid says cardholder funds are eligible for FDIC pass-through insurance to the extent they are held by Pathward.

FDIC insurance, when it applies, protects deposits if an insured bank fails. With a fintech, coverage comes through the partner bank. See the FDIC guide to deposit insurance and our explainer.