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Found Business Checking

Monthly fee, APY, bonus, and minimum deposit are copied from the provider's page, with the date we checked.

Reviewed by Jason Keyz. Facts checked Nov 12, 2026.

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Best for Online checking for a small business

Found Business Checking

Found

Fintech (banking by Lead Bank, Member FDIC)

Monthly fee
$0 to $80The base plan is $0 a month. Found Plus is $35 a month or $315 a year. Found Pro is $80 a month or $720 a year.as of Nov 12, 2026 source
APY
Up to 2.50%Found Plus lists 1.50% APY on balances up to $20,000. Found Pro lists 2.50% APY on all balances. APY is variable. The $0 plan page does not state an APY.as of Nov 12, 2026 source
Min. deposit
Not listedas of Nov 12, 2026 source
  • $0 base plan
  • No minimum balance on the pricing page
  • Up to 20 sub-accounts
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What we have verified

Bank or fintech
Fintech. A partner bank provides the banking services unless the provider's own site says otherwise.
In the provider's words
Found is not a bank. Banking services are provided by Lead Bank, Member FDIC.as of Nov 12, 2026, source
Partner bank
Lead Bank, Member FDIC
Deposit insurance
The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.

FDIC insurance, when it applies, protects deposits if an insured bank fails. With a fintech, coverage comes through the partner bank. See the FDIC guide to deposit insurance and our explainer.