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Lili Business Checking

Monthly fee, APY, bonus, and minimum deposit are copied from the provider's page, with the date we checked.

Reviewed by Jason Keyz. Facts checked Nov 12, 2026.

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Best for A small business that wants a $0 checking plan

Lili Business Checking

Lili

Fintech (banking by Sunrise Banks, N.A., Member FDIC)

Monthly fee
$0 to $55Lili Core is $0 a month. Pro is $15 a month, or $9 a month for the first 3 months. Smart is $35 a month, or $21 a month for the first 3 months. Premium is $55 a month, or $33 a month for the first 3 months.as of Nov 12, 2026 source
Min. deposit
$0as of Nov 12, 2026 source
  • $0 on Lili Core
  • No minimum deposit
  • Visa debit card
Open account for Lili Business Checking, opens in a new tabRead review of Lili Business Checking

What we have verified

Bank or fintech
Fintech. A partner bank provides the banking services unless the provider's own site says otherwise.
In the provider's words
Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC.as of Nov 12, 2026, source
Partner bank
Sunrise Banks, N.A., Member FDIC
Deposit insurance
Lili says coverage can reach $3 million through a sweep network. Its footnote says the standard FDIC limit is $250,000 per depositor, per insured bank, per ownership category, through Sunrise Banks, N.A. and the sweep program banks.

FDIC insurance, when it applies, protects deposits if an insured bank fails. With a fintech, coverage comes through the partner bank. See the FDIC guide to deposit insurance and our explainer.