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Wealthfront Cash

Monthly fee, APY, bonus, and minimum deposit are copied from the provider's page, with the date we checked.

Best for Cash that earns a published APY

Wealthfront Cash

Wealthfront

Fintech

Monthly fee
$0No account fee. Out-of-network ATMs are $2.50 plus the ATM owner fee.as of Oct 30, 2026 source
APY
3.55%Base APY as of Oct 1, 2026, paid by program banks. New clients can get a 0.65% boost for 3 months on up to $150,000. The page describes that combined rate as up to 4.45%.as of Oct 30, 2026 source
Sign-up bonus
Noneas of Oct 30, 2026 source
Min. deposit
$1as of Oct 30, 2026 source
  • No account fee
  • 3.55% base APY
  • $1 to open
Open account for Wealthfront Cash, opens in a new tabRead review of Wealthfront Cash

What we have verified

Bank or fintech
Fintech. A partner bank provides the banking services unless the provider's own site says otherwise.
Deposit insurance
Eligible for up to $8 million through program banks, or $16 million on a joint account, per Wealthfront. Wealthfront is not a bank.

FDIC insurance, when it applies, protects deposits if an insured bank fails. With a fintech, coverage comes through the partner bank. See the FDIC guide to deposit insurance and our explainer.